21 August 2019 FT — Articles to Read

21 August 2019

 

Question: According to MSN: Money, how much is a starter home in Maryland?

 

Banks welcome easing of Volcker rule – Pg. 2

  • Large banks will still be banned from conducting proprietary trading, but the changes are a victory for the financial services industry, which has long complained that complying with the rule took up too much of their time and money
  • Under the current rule, regulators presume that positions held for less than 60 days count as prop trading unless proved otherwise. Instead, there will be specific tests to determine whether large banks’ positions count as such
  • Regulators also granted more exemptions to what counts as prop trading, including broadening the range of activities banks are allowed to conduct to make sure they hold enough liquidity

 

Danish bank slaps sub-zero rates on deposits – Pg. 12

  • Denmark’s third-largest lender said yesterday that customers with balances of more than $1.1m would be charged 0.6% a year
  • Danish banks have responded by offering negative rates on mortgages since 2015, while Jyske last week became the first to offer a sub-zero 10-year home loan, in effect paying customers 0.5% to borrow

 

Answer: $155,300